Disaster Relief


 

Flood

If you are in a declared disaster area and have experienced damage to your business, you may be eligible for financial assistance from the United States Government’s Small Business Administration (SBA). The Small Business Administration provides low-interest, long-term loans for physical and economic damage caused by a declared disaster. Learn more about home and personal property, business and economic injury loans. Information is available on:

 

  • Loan Amounts and use
  • Eligibility and Terms
  • How to Apply

 

 

Types of Disaster Loans

 

Home and Personal Property Loans

If you are in a declared disaster area and are the victim of a disaster, you may be eligible for financial assistance from the Small Business Administration, even if you don’t own a business.

 

Business Physical Disaster Loans

Any business or organization located in a declared disaster area and that incurred damage during the disaster may apply for a loan to help replace or restore damaged property.

 

Economic Injury Disaster Loans

If you are in a declared disaster area and have suffered economic injury regardless of physical damage, you may qualify for an Economic Injury Disaster Loan (EIDL).

 

Military Reservists Economic Injury Loans

If you have an essential employee who is a military reservist called to active duty, SBA provides loans to help eligible small businesses with operating expenses.

 

Additional information is available at the Small Business Administration disaster assistance customer service center. Call 1-800-659-2955(TTY: 1-800-877-8339) or email: disastercustomerservice@sba.gov (link sends e-mail).

 

 

 

Small Business Disaster Loan Application Process

 

You can apply online for all types of Small Business Administration disaster assistance loans. The online application is the fastest method to receive a decision about your loan eligibility. You have the option of submitting a paper application by mail. For either application, you must submit the completed loan application and a signed and dated IRS form 8821 giving permission for the IRS to provide the Small Business Administration your tax return information.  Click here for more information.

 

Additional information is available at the Small Business Administration disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or email: disastercustomerservice@sba.gov (link sends e-mail).

 

For Local Assistance, click here to Connect With Your Local Small Business Administration District Office

 

 

 

Applying for FEMA Federal Disaster Assistance

 

In 2003 alone, the Federal Emergency Management Agency (FEMA) paid out nearly $2 billion in recovery assistance to victims of 56 declared natural disasters. If you become a victim of a declared natural disaster, do not hesitate to apply to FEMA for disaster assistance.  Click Here.

 

As soon as possible, register for assistance by calling FEMA’s toll free number, 1-800-621-FEMA (3362) or TTY, 1-800-462-7585 for the speech or hearing impaired. When you call, a FEMA representative will explain the types of assistance available to you.